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Rabobank

Structure in the Netherlands
The 139 local Rabobanks in the Netherlands are Rabobank Group’s cooperative core business. Overall, the local Rabobanks employ about 27,300 FTEs. Committed, nearby and leading in their service off ering, they serve about 6.8 million retail clients and 800,000 corporate clients in the Netherlands. With 872 branches, which operate 2.949 ATMs, Rabobank forms the densest banking network in the Netherlands. The local Rabobanks seek to off er their clients the best possible services by leveraging diff erent distribution channels, including the branch network, and online and telephone services. Rooted in the bank’s cooperative structure, clients can become members of their local Rabobank. The local Rabobanks, for their part, are members and shareholders of Rabobank Nederland, the umbrella cooperative that supports their local service provision. Rabobank Nederland monitors, on behalf of the Dutch Central Bank (DNB), the business practices, outsourcing, solvency and liquidity of the local Rabobanks. It also acts as the holding company of a number of specialist subsidiaries, both in the Netherlands and abroad. Rabobank Nederland has an employee base of about 6,800 FTEs.

Global structure
Rabobank International is Rabobank Group’s wholesale banking and international retail banking division. It serves wholesale clients in and outside the Netherlands. Outside the Netherlands, Rabobank International focuses on clients in the food and agribusiness, and - via the foreign branch network - on Dutch clients operating internationally. Boasting a network in 30 countries and about 654 business locations, Rabobank International is a wellknown player in the world’s key markets. Counting the foreign subsidiaries, Rabobank International has an employee base of about 15,800 FTEs. Rabo Development supports the advancement of a banking infrastructure in six developing countries by taking noncontrolling interests in rural banks and off ering them expertise and human capital. Rabobank Foundation helps vulnerable and underprivileged groups in and outside the Netherlands by
contributing funds, human resources and knowledge.