Rabobank Group

At the bottom of this page you will find a rerun of the press conference & interviews with Chairman Piet Moerland and CFO Bert Bruggink.

Rabobank's capital position is strong and the liquidity position remains robust. Rabobank's high creditworthiness gives it access to finance at a relatively low cost. In order to maintain this special position, solid balance sheet ratios, healthy profitability and a high tier 1 ratio are required. As of December 2011 the tier 1 ratio stood at 17.0%, up 1.3 percentage points, because of retained earnings and the issuing of hybrid financial instruments.

Rabobank wants to make an economic, social and ecological contribution to building a sustainable society. It therefore sets high standards in the areas of the environment, society and governance as far as its services and its policy on responsible banking are concerned. Clients must be able to see that the services they receive are responsible and transparent. Moreover, Rabobank is committed to creating more sustainability in value chains in all core activities.

Rabobank's international focus lies on food and agri in the world's key agricultural countries. This focus is a natural extension of our roots and our knowledge in the area of food and agribusiness. Rabobank has a market share of 83% in the home market and wants to be the leading global food and agribusiness bank. International lending to the food and agri sector was stable at EUR 51 billion.

Rabobank wants to be the market leader in the Netherlands in all segments of financial services. At domestic retail banking, private sector lending grew with 3% to EUR 296 billion. Amounts due to customers increased by 4% to EUR 200 billion. Rabobank managed to retain its market shares in all key markets.

Taking its cooperative basis as a starting point, Rabobank Group puts the common interests of people and communities first. Based on its commitment to those interests, Rabobank Group aims to be a driving, innovating force that contributes to the sustainable development of prosperity and well-being. Our goal is to help people and communities achieve their current and future ambitions.