Rabo Partnerships Impact Report 2025/2026

Rabo Partnerships offers advisory services and digital solutions to support partners in emerging markets. Our longstanding relationships with financial institutions, multilateral organizations, and government entities bring long-lasting impact.

Please read the story about our recent work with the Gates Foundation. Building on the findings from the research collaboration of last year, the subsequent step in our collaboration assessed how key recommendations could be operationalized through a potential pilot aimed at unlocking agricultural finance at scale across Sub Saharan Africa.

Also with International Fund for Agricultural Development (IFAD) we are taking the next step in their Inclusive Financial Ecosystem for Food Systems Transformation (IFE-FST) programme. The initial phases of the programme focused on analysing global best practices, and translating these into concrete recommendations for National Development Banks (NDBs). Now, the programme is moving from research to implementation, with selected NDBs putting recommended financial and non-financial solutions into practice.

Together with our partner bank (and Arise investee) Zanaco we have piloted a new digital solution, called DealerDirect. DealerDirect is a portal that digitizes the Vendor Asset Finance processes and empowers dealers to offer instant leasing quotes at the point of sale. This portal marks a major step toward smarter and faster financing in Zambia, paving the way for scalable mechanisation across emerging markets.

Rabo Partnerships is enabling innovative capital market solutions that connect institutional investors with high impact assets in emerging markets. The first private sector agricultural securitisation in Kenya by our partner Kaleidofin (our investee since 2024) is a tangible proof point of how this approach can unlock new sources of funding for smallholder farmers at scale.

This year we have made another investment in a non-banking financial institution called Nagro, a Brazilian company with a mission to reinvent agricultural credit for small and medium-sized rural producers by using technology to simplify and accelerate the loan process. Read more about this investment via this link.

Rabo Partnerships develops scalable impact finance solutions that allow commercial banks, whether Rabobank or our partner banks, to move beyond business as usual by blending public and private capital.

This year Rabobank Brazil and Rabo Partnerships’ Blended Finance team were proud to announce the expansion of its partnership with the AGRI3 Fund through the launch of Renova Pasto 2.0, an extension of the program that integrates long-term financing and specialised technical assistance to support the recovery of degraded land and the conservation of strategic ecosystems in the Cerrado and the Amazon.

In addition the Blended Finance team has supported in developing a joint program with DLL, Rivulis and AGRI3 that enables financing of drip irrigation systems that traditionally fall outside standard lending criteria due to limited collateral value of the drip irrigation equipment. Peru has been selected as pilot market, but the program aims to expand beyond Peru into additional regions, supporting the broader transition to a more resilient and sustainable food system.

This video takes us to Zambia, where access to finance is helping a local agricultural business invest, expand and create opportunities for the surrounding community. With support from Zanaco, the business has improved its irrigation, increased production and grown its operations, while creating jobs and developing local skills.

It is a practical example of how access to finance, strong partnerships and thriving SMEs can create impact that reaches far beyond an individual business.

This video explores how the Gates Foundation, Rabo Partnerships and other partners are working together to turn innovative agricultural finance solutions into practice. Building on successful approaches from other markets, the partnership looks at how these solutions can be adapted to local financial and regulatory systems in Africa.

It is an example of how expertise, innovation and strong partnerships can help close the agricultural finance gap, giving farmers greater opportunities to invest, grow and build more resilient businesses.

This video takes us to Peru, where Rabobank, DLL, Rivulis and AGRI3 have joined forces to develop a new financing solution for farmers. By combining technology, finance, guarantees and technical expertise, the partnership helps address water-related risks while making investment in more sustainable farming practices possible.

It is a practical example of how blended finance and strong partnerships can mobilize private capital, help farmers adapt and create impact, with the potential to expand to other regions facing water scarcity.

* Source: AGRI3 Fund (largely reflecting the impact of transactions with Rabobank clients)
** Sustainable production techniques refer to farming methods that maintain or enhance productivity while protecting soil, water, biodiversity and climate, including practices such as no-till cultivation, intercropping, biological pest control, bio-fertilizers and integrated crop management.

This publication is owned by Rabo Partnerships BV, registered in Utrecht. Neither this document nor any of its contents may be distributed, reproduced or used for any other purpose without the prior written consent of Rabo Partnerships BV. The information in this publication reflects current market conditions and our professional judgement as of the date of publication, all of which may be subject to change. It is based on internal data, public sources and information provided by our partner institutions. While the information and opinions contained herein have been compiled from sources believed to be reliable, Rabo Partnerships makes no representation or warranty as to their accuracy or completeness and accepts no liability in this regard. This publication is for informational, and discussion purposes only. No rights may be derived from any potential offers, transactions, commercial ideas mentioned herein. It does not constitute an offer, invitation, or recommendation, and may not be relied upon as the basis for any contract or commitment. The information in this publication is not intended to constitute advice, including, without limitation, an advice as defined in Articles 1:1 and 4:23 of the Dutch Financial Supervision Act. This publication is governed by Dutch law. Any disputes arising in connection with it shall be submitted exclusively to the competent courts of Utrecht, the Netherlands. This publication has been published in line with Rabo Partnerships’ long-term commitment to international food and agribusiness.