Rabo Fund Management
Rabo Fund Management (RFM) offers investment solutions to institutional investors in Dutch residential mortgages. The investment team consists of highly skilled financial professionals combining deep knowledge of the appropriate market with an investor dedicated mind-set. Our mission? Unite capital and purpose in a structured and responsible manner.
More than providing capital
We believe that investing is more than providing capital. That is why:
ESG
RFM recognises the importance of responsible investment. The basis for this is the practical implementation of environmental, social and governance (ESG) factors throughout the entire investment period from product design, investment selection and monitoring phase.
We believe this has a positive impact on the value creation, the performance of the investment opportunities we offer and society as a whole. It also provides opportunities to increase revenues and reduce costs and risks in a sustainable manner.
RFM’s ESG ambition, strategy and its responsible investment framework towards residential mortgages (through Vista Hypotheken) have been documented in RFM’s Responsible Investment Policy (“RI Policy”), which is available via the below link. RFM will continuously monitor internal and external developments on ESG, and update its RI policy when deemed necessary. Investors will be informed when an update on the policy is published. In addition, RFM shares an annual publication highlighting the progress made on ESG topics, ensuring transparency towards its stakeholders.
RFM is signatory to the UN PRI (UN Principles for Responsible Investment) and acts in accordance with the UN PRI by integrating these principles into its ESG policy.
Investment solutions
Rabo Fund Management offers investment solutions for institutional investors seeking to invest in Dutch residential mortgages originated by Vista Hypotheken, a Rabobank label that focusses predominantly on providing longer fixed rate mortgages.
With a mortgage label dedicated to originate new mortgages on behalf of external investors, Rabo Fund Management manages mortgage portfolios taking into account LTV and maturity targets, yield requirements and ramping objectives. Rabo Fund Management offers a dedicated investment team, thorough knowledge of the Dutch mortgage market, awareness of varying investment regimes and is committed to realising client-specific objectives.
ESG
Vista Hypotheken has a strong Environmental, Social and Governance (ESG) profile, including:
These services range from platforms where customers can learn about topics such as energy saving or action plans on how to make their house more sustainable. Vista Hypotheken even provides assistance if a customer wants to start the process of taking out a loan to make their property more green.
Furthermore product development and underwriting standards of Vista Hypotheken are managed under full supervision of Rabobank and at all times adhere to the compliance, legal and risk framework of Rabobank.
Read more on Vista Hypotheken.
Rabo Fund Management and Vista Hypotheken are part of Rabobank.