
Banking Retail & Business Services
As consumer expectations evolve and societal shifts accelerate, the Retail and Business Services sectors stand at the forefront of transformation. At Rabobank, we partner with leading wholesale clients to navigate these transitions - supporting sustainable growth, digital innovation, and long-term value creation.
Navigating transitions in a changing world
Whether you're a global non-food retailer, a leisure operator, HR or facility services provider with a multi-generational vision, we understand the dynamics shaping your industry. From shifting consumer behaviour and regulatory pressures to the rise of conscious consumption and experiential services, we help you stay ahead of the curve. With deep sector expertise, a global network, and a cooperative mindset, Rabobank is your strategic partner in building resilient, future-proof business models that align with both market demands and societal impact.
Why partner with us?
RaboResearch analysts
S&P Global / FitchRatings
where Rabobank has a presence
Our contacts for Retail & Business Services

Juliëtte Stevenaar
Managing Director Client Coverage
juliette.stevenaar@rabobank.com

Jeroen Wortman
Executive Director Client Coverage Healthcare & Consumer Services
jeroen.wortman@rabobank.com
Global networks. Local presence.
Wholesale & Rural is Rabobank’s global Food & Agri bank, shaping the future of the sector worldwide. We are also a selective leader in the Energy Transition, financing the shift to clean energy. In the Netherlands, we strengthen our impact with an all-sector strategy.